Enter your major components once. ReserveScope computes accrued liability, percent funded, and your annual shortfall — the numbers a board needs between the professional studies it can't afford every year.
A planning aid between studies — never a replacement for one
A professional reserve study runs $2,000-$5,000. Small associations get one every few years, and in between nobody knows whether the plan still holds.
Without accrual math, the reserve balance is just a number in a bank account.
The roof was always going to need replacing. The $8,000 bill still shocks everyone.
Contribute below the accrual rate for five years and the gap becomes unfixable without an assessment.
Percent funded shows up in resale packages and lending decisions — boards should know it before someone else does.
Straight-line accrual per component, summed into the fully-funded target — the same method professional studies use for the funding plan.
Each component accrues its replacement cost across its useful life. Sum the accrual, compare to the balance, and you have percent funded — strong, fair, weak, or critical — with the annual shortfall in dollars.
Components sorted by years remaining, so surprises get a warning.
Typical lifespans pre-loaded for common components. Edit any of them.
Change the contribution and watch the funding curve move.
Every report states plainly that it is not a reserve study and does not satisfy state requirements for one. Several states — especially post-Surfside — require a professional. We say so.
One page the treasurer can hand out at the meeting, with the component table and the shortfall in plain dollars.
Roof, paving, pool, painting, elevator — cost and age.
Current reserve balance and annual contribution.
Percent funded, shortfall, and what's coming due.
Try contribution levels until the curve holds.
This does not replace a professional study — it tells you whether you need one sooner than planned.
See where you stand.
Full component tracking and modeling.
No — and that's stated on every report. Several states require a study prepared by a qualified professional, and ReserveScope does not satisfy that requirement. It gives you visibility between studies.
Industry rules of thumb, pre-loaded as editable defaults. A real study measures your specific components; these are planning estimates the board can adjust.
Commonly, above 70% is considered strong and below 30% weak — but context matters, which is why the report shows the components and the shortfall, not just a grade.
Yes. The paid tier supports multiple associations, each with its own component set.
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